NMLS Disclosure Requirements

All Social Media accounts for licensed mortgage loan officers must also have the link to the NMLS consumer access website in the Profile for the loan officer (at least this is the case for loan officers licensed in Virginia.

If you are a loan officer using social media to stay in touch with your current mortgage loan customers, you have likely been told by your employing licensed mortgage company that you have to list at a minimum your company’s NMLS ID# as well as your individual mortgage loan originator NMLS ID #. We are now hearing that one state, the State of Virginia, also requires that you list in your profile the NMLS Consumer Access website address: https://www.nmlsconsumeraccess.org/.

Not too hard to do right. You might as well add that today to meet this requirement. Even if you are not licensed in Virginia. It’s all about keeping your customers informed that you are a licensed mortgage loan originator.